:root{color-scheme:light;--ink:#172f43;--blue:#0b4c73;--muted:#566b7a;--line:#d9e3eb;--accent:#c9f52c;font-family:-apple-system,BlinkMacSystemFont,"Segoe UI","PingFang SC","PingFang TC","Microsoft YaHei","Microsoft JhengHei",sans-serif;font-size:16px}
*{box-sizing:border-box}body{margin:0;background:#fff;color:var(--ink);line-height:1.85}a{color:var(--blue);text-underline-offset:.18em}a:hover{color:#0866b5}button{font:inherit}img{display:block;max-width:100%;height:auto}p{margin:.8em 0}strong{font-weight:650}ul{padding-left:1.5em}li{margin:10px 0}h1,h2,h3{overflow-wrap:break-word}h1{font-size:clamp(1.9rem,3.3vw,2.6rem);line-height:1.3;letter-spacing:-.035em;margin:0;font-weight:750}h2{font-size:1.12rem;line-height:1.6;margin:0;font-weight:650;flex:1}h3{font-size:1.15rem;line-height:1.65;margin:30px 0 14px;color:var(--blue)}
.skip-link{position:absolute;left:16px;top:-100px;padding:10px;background:#fff;z-index:2}.skip-link:focus{top:12px}.masthead{display:flex;align-items:center;justify-content:space-between;gap:18px;border-bottom:1px solid var(--line);padding:20px 32px;max-width:1200px;margin:auto}.brand{display:flex;align-items:center;font-size:1.5rem;letter-spacing:-.06em;font-weight:850;color:#103f5c;line-height:1.3}.brand-home>span{font-weight:550}.brand-rule{height:24px;width:1px;background:#cbd6dc;margin:0 20px}.brand-label{font-size:.875rem;font-weight:500;letter-spacing:.035em;color:var(--muted)}.brand-home{display:inline-flex;align-items:center;min-height:44px;padding:6px 8px;margin:-6px -8px;border-radius:6px;color:inherit;text-decoration:none;white-space:nowrap}.brand-home:hover,.brand-home:focus-visible{color:#0866b5;background:#eaf4ff;text-decoration:underline;text-underline-offset:.18em;text-decoration-thickness:1.5px}.brand-home:focus-visible{outline:3px solid #78b6df;outline-offset:3px}
.language-selector{display:inline-flex;align-items:center;gap:4px;padding:4px;border:1px solid #d8e4ee;border-radius:8px;background:#fff;flex-shrink:0;line-height:1.4}.language-selector button{display:inline-flex;align-items:center;justify-content:center;min-height:40px;padding:8px 14px;border:0;border-radius:5px;color:#345f7e;background:transparent;font-size:1rem;font-weight:500;white-space:nowrap;cursor:pointer}.language-selector button:hover{background:#edf4f8}.language-selector button[aria-pressed="true"]{background:#173f5f;color:#fff}.language-selector button:focus-visible{outline:3px solid #78b6df;outline-offset:3px}
main{max-width:1200px;margin:auto}.hero{display:grid;grid-template-columns:59% 41%;align-items:center;padding:30px 40px;gap:0;background:linear-gradient(120deg,#eef6fb,#fff 75%)}.hero-copy{padding:12px 32px 12px 0}.eyebrow{font-size:.875rem;font-weight:700;letter-spacing:.18em;color:#38617c;margin:0 0 14px}.title-line{height:4px;width:58px;background:var(--accent);margin-top:22px}.subtitle{font-size:1rem;line-height:1.65;color:var(--muted);margin:18px 0 0;max-width:430px}.cover{width:100%;border-radius:4px}.reading{max-width:1040px;margin:0 auto;padding:0 30px}.intro{padding:20px 0 24px}.intro p{margin:10px 0}.intro-note{color:var(--blue);font-weight:600;border-left:3px solid var(--blue);padding:10px 16px;background:#eef5fa}
details{border:1px solid var(--line);margin:0 0 14px;border-radius:5px;overflow:hidden;background:white}summary{list-style:none;display:flex;gap:16px;align-items:center;padding:21px 24px;cursor:pointer;background:#f3f7fa;user-select:none}summary::-webkit-details-marker{display:none}summary:hover{background:#eaf2f8}summary:focus-visible{outline:3px solid #1397ca;outline-offset:-3px}details[open] summary{background:#0b4c73;color:#fff}.section-number{font-size:.875rem;letter-spacing:.06em;font-weight:600;color:#7690a4;font-variant-numeric:tabular-nums}details[open] .section-number{color:#bedde9}.plus{position:relative;flex:0 0 18px;height:18px}.plus:before,.plus:after{content:"";display:block;position:absolute;background:currentColor;top:8px;left:2px;width:14px;height:2px}.plus:after{transform:rotate(90deg)}details[open] .plus:after{transform:rotate(0)}.section-body{padding:22px 28px 30px}.section-body>p:first-child,.section-body>h3:first-child{margin-top:0}
.note{padding:16px 20px;margin:20px 0;border-left:3px solid #aac6da;border-radius:0 4px 4px 0}.note p{margin:0}.tone-blue{background:#edf4fa}.tone-green{background:#eaf4e8}.tone-yellow{background:#fff5dc}.tone-peach{background:#fce8d6}.tone-red{background:#fbece8;color:#8e2821;border-color:#af3d2c}.tone-neutral{background:#f5f7f9;color:var(--muted);border-color:#ccd5de}.formula{background:#fff5dc;border-left:4px solid #cb9539;color:#8e2821;font-size:1.1rem;font-weight:650;padding:12px 20px;margin:14px 0}.formula p{margin:0}
.paytable{margin:0 0 24px;border:1px solid var(--line);border-radius:4px;overflow:hidden}table{width:100%;border-collapse:collapse;table-layout:fixed;text-align:left;font-size:1rem;line-height:1.7}th,td{padding:16px 14px;border-right:1px solid #d5e0e7;border-bottom:1px solid #d5e0e7;vertical-align:middle;overflow-wrap:break-word}th:last-child,td:last-child{border-right:0}thead th{background:#203e50;color:#fff;font-size:.9rem;font-weight:650}thead th:first-child{width:27%}thead th:nth-child(2){width:39%}thead th:nth-child(3),thead th:nth-child(4){width:17%;text-align:center}tbody th{font-weight:650}.percentage{text-align:center;font-size:1.1rem;font-weight:700;font-variant-numeric:tabular-nums}.before{background:#edf4fa}.during{background:#fff5dc}.after{background:#fce8d6}.total{background:#203e50;color:white}.total th,.total td{border-bottom:0;font-weight:700}
.requirements{display:grid;gap:10px;margin:22px 0}.requirement{display:flex;align-items:flex-start;gap:18px;background:#f8ece8;padding:20px;border:1px solid #efdad4;border-radius:4px}.requirement-letter{display:grid;place-items:center;background:#a23b2c;color:#fff;flex:0 0 36px;height:36px;font-size:1.1rem;font-weight:700;border-radius:4px}.requirement h3{margin:0;font-size:1.03rem;color:#71342c}.requirement p{margin:6px 0 0}.steps{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:12px;list-style:none;padding:0;margin:24px 0}.steps li{margin:0;padding:16px;border:1px solid var(--line);border-radius:4px;background:#f4f8fb;line-height:1.7}.step-number{display:block;color:#0b4c73;font-weight:700;font-size:1.25rem;margin-bottom:8px}
.deliverable{margin:0 0 28px;padding:0 0 28px;border-bottom:1px solid var(--line)}.deliverable:last-child{margin-bottom:0;padding-bottom:0;border-bottom:0}.deliverable-heading{display:flex;flex-wrap:wrap;gap:8px 18px;align-items:center;margin-bottom:14px}.deliverable-heading h3{margin:0;flex:1;min-width:220px}.weight{font-size:.875rem;line-height:1.5;color:#265b76;background:#edf5f9;border:1px solid #dce9f0;border-radius:4px;padding:6px 10px}.deliverable>h3{font-size:1rem;margin:20px 0 16px}.gallery{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:22px;margin:24px 0;align-items:start}.gallery figure{margin:0;min-width:0}.gallery img{width:100%;height:300px;object-fit:contain;background:#f7f9fb;border-radius:4px}.gallery figcaption{font-size:.9rem;line-height:1.7;color:var(--muted);margin:10px 0 0;text-align:center}.photo-copy{display:grid;grid-template-columns:minmax(0,1fr) 185px;gap:26px;align-items:center}.photo-copy img{width:100%;border-radius:4px}.photo-copy p:first-child{margin-top:0}.photo-copy p:last-child{margin-bottom:0}
.related-link{padding:12px 0;margin:12px 0 24px}.related-link a{font-weight:600}.related-link a:focus-visible{outline:3px solid #78b6df;outline-offset:3px}.checklist{padding:20px 24px;margin:20px 0;border-radius:4px}.checklist h3{margin:0 0 16px}.checklist ul{list-style:none;padding:0;margin:0}.checklist li{position:relative;padding-left:27px;margin:16px 0}.checklist li:before{content:"";position:absolute;left:0;top:.6em;width:13px;height:13px;border:1.5px solid currentColor}.checklist li:last-child{margin-bottom:0}.important{color:#942b22}.tone-yellow h3,.tone-peach h3{color:#964620}footer{padding:30px 0 38px;border-top:1px solid var(--line);margin-top:32px;display:flex;justify-content:space-between;align-items:center;color:var(--muted);gap:16px;font-size:.875rem}footer strong{font-size:1.1rem;letter-spacing:-.04em;color:var(--blue)}
@media(max-width:900px){.brand-label,.brand-rule{display:none}.hero{grid-template-columns:55% 45%;padding:28px}.hero-copy{padding-right:24px}.reading{padding:0 22px}.section-body{padding:20px 22px 26px}th,td{padding:14px 11px}.steps{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media(max-width:760px){.masthead{padding:18px 20px;gap:12px}.hero{grid-template-columns:1fr;gap:22px;padding:24px 20px}.hero-copy{padding:0}.hero h1{font-size:2rem}.hero .cover{max-width:480px;justify-self:center}.eyebrow{margin-bottom:10px}.subtitle{max-width:none}.reading{padding:0 16px}.intro{padding:16px 0 22px}summary{padding:18px 16px;gap:12px}h2{font-size:1.05rem}.section-number{display:none}.section-body{padding:18px 16px 24px}.note{padding:14px 16px}.formula{font-size:1rem;padding:14px 16px}.paytable{border:0;border-radius:0;overflow:visible}.paytable table,.paytable tbody{display:block;width:100%}.paytable thead{position:absolute;width:1px;height:1px;overflow:hidden;clip-path:inset(50%)}.paytable tr{display:grid;grid-template-columns:1fr 1fr;border:1px solid var(--line);border-radius:5px;margin-bottom:16px;overflow:hidden}.paytable th,.paytable td{display:block;width:100%;padding:13px 15px}.paytable tbody th{grid-column:1/-1;border-right:0;border-bottom:1px solid #d5e0e7}.paytable td:nth-child(2){grid-column:1/-1;border-right:0}.paytable td.percentage{font-size:1.1rem;border-bottom:0;text-align:left}.paytable td:before{content:attr(data-label);display:block;font-size:.875rem;font-weight:600;line-height:1.55;margin-bottom:6px}.total td:nth-child(2){border-bottom:1px solid #78909e}.requirement{padding:16px;gap:12px}.requirement-letter{flex-basis:30px;height:30px}.steps{gap:10px}.steps li{padding:14px}.deliverable-heading{display:block}.deliverable-heading h3{min-width:0;margin-bottom:10px}.weight{display:inline-block}.gallery{gap:16px}.gallery img{height:230px}.photo-copy{grid-template-columns:1fr;gap:18px}.photo-copy img{max-width:220px;justify-self:center}.checklist{padding:18px 16px}.checklist li{padding-left:24px}footer{align-items:flex-start;flex-direction:column;gap:5px}}
@media(max-width:560px){.masthead{flex-wrap:wrap}.language-selector{width:100%;max-width:360px;margin-left:auto;justify-content:space-between}.language-selector button{flex:1;padding:8px 10px;font-size:.875rem}.gallery{grid-template-columns:1fr;gap:24px}.gallery img{height:auto;max-height:360px}.steps{grid-template-columns:1fr}.steps li{display:flex;gap:14px;align-items:flex-start}.step-number{margin:0;line-height:1.45;flex:0 0 20px}.requirement-letter{display:none}}
@media(prefers-reduced-motion:no-preference){summary,.brand-home{transition:background-color .15s,color .15s}}
@media print{.masthead,.skip-link{display:none}.hero{padding:0;grid-template-columns:65% 35%;background:none}.hero h1{font-size:24pt}.reading{max-width:none;padding:0}.section-body{display:block!important}details::details-content{content-visibility:visible!important;display:block!important}summary{break-after:avoid;background:#edf3f7!important;color:#172f43!important}.plus{display:none}.paytable table{display:table;font-size:10pt}.paytable thead{display:table-header-group;position:static;width:auto;height:auto;clip-path:none}.paytable tbody{display:table-row-group}.paytable tr{display:table-row;break-inside:avoid}.paytable th,.paytable td{display:table-cell;width:auto;padding:8px}.paytable td:before{display:none}.deliverable-heading{break-after:avoid}.note,.gallery,.checklist{break-inside:avoid}.gallery{grid-template-columns:1fr 1fr}.gallery img{height:200px}.steps{grid-template-columns:1fr 1fr}.photo-copy{grid-template-columns:1fr 130px}footer{padding:12px 0;margin-top:16px}}